What is In-House Financing?

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You’ve been searching for the perfect pre-owned luxury car in Newark and have finally found the exact one you need. If you’re planning on buying your car with an auto loan, you’ll want to know about in-house financing! But what is in-house financing? Let the team at Richard Catena Auto answer the questions, “what does in-house financing mean?” and “how does in-house car financing work?” with our helpful guide!

What Does In-House Financing Mean?

When you choose in-house car dealer financing, your finance plan is funded by the dealership itself, not a bank or credit union near Newark. So, how does in-house car financing work? By removing a bank or credit union from the equation, and you can work directly with the dealership to hammer out the terms of your finance plan.

Benefits of In-House Financing

  • Easier Qualification: If you’re still building your credit, or your credit isn’t perfect, you’re more likely to be approved for financing when you take advantage of in-house financing. You can even apply for financing online before you step into our dealership near Paterson.
  • Smoother Process: When you work directly with a dealership, there’s much less down time waiting for approval. This speeds up your loan process and helps you get on the roads of Paterson in your luxury car from our dealership.
  • Improve Credit: If you’re looking to build your credit, in-house financing can help you do so. That means that the next time you’re ready to buy a car, you’ll be in a better position for an approval, as well as for a lower interest rate and lower monthly payments.

Learn More about In-House Financing at Richard Catena Auto

Still left wondering, “what is in-house financing?” Learn more about in-house car dealer financing, good mileage for a used car, or even how to trade in a car when you contact us online, or visit our finance department in .

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Richard Catena Auto
Richard Catena Auto
, , United States
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